Canadian Mortgage Arrears Stress (Monthly)
Les téléchargements sont désactivés pour ce jeu de données : sa licence interdit l’usage commercial. La documentation, le schéma et les lignes d’exemple restent disponibles ici.
Monthly household financial-stress panel from the Canadian Bankers Association's public mortgage-arrears statistics: arrears rates, MoM/YoY moves, a 36-month stress score and surge/record-high flags for 8 regions plus Canada, back to 1995. Territories arrears are suppressed by CBA (null, not estimated). Join it to your own data on (month, region). Who joins this: a subscription business (Stripe) joins on (month, region) to model stress-driven churn and late payments; a Canada-wide online shop (Shopify) joins on (month, region) to model affordability-driven demand shifts; a sales team (HubSpot) reads it as a regional demand headwind/tailwind. License: CBA industry-association statistics are NOT licensed for commercial use.
Les titres et les descriptions proviennent des sources de données, en anglais.
- Lignes
- 3 411
- Colonnes
- 18
- Cadence de la source
- Mensuelle
- Dernière actualisation
- 1 oct. 2026
- Thème
- housing
| Colonne | Type | Description |
|---|---|---|
| month | date | Calendar month (month-end date). (unit: date) |
| region_code | string | CBA region code: ATL/QC/ON/MB/SK/AB/BC/TER/CAN. |
| region_name | string | CBA region name. |
| country_code | string | ISO alpha-3 country code (CAN). |
| provinces_covered | string | Provinces in this CBA region; BC includes Yukon and AB includes NWT/Nunavut per the CBA footnote. |
| total_mortgages | integer | Residential mortgages outstanding (CBA count). (unit: count) |
| arrears_count | integer | Mortgages 3+ months in arrears (CBA count); null for TERRITORIES - CBA suppresses it, not estimated. (unit: count) |
| arrears_rate_pct | float | 100 * arrears_count / total_mortgages, recomputed from the published counts; null for TERRITORIES. (unit: percent) |
| mom_change_pp | float | Month-over-month change in the arrears rate. (unit: percentage points) |
| yoy_change_pp | float | Year-over-year change in the arrears rate. (unit: percentage points) |
| stress_score_36m | float | Empirical percentile (0-100) of the rate within its trailing 36-month window (min 12 obs); 100 = the most stressed month in three years; null for TERRITORIES. (unit: 0-100) |
| stress_band | string | low/guarded/elevated/high at score cutoffs 25/50/75. |
| surge_flag | boolean | True when mom_change_pp >= 0.03. (unit: boolean) |
| record_high_10y_flag | boolean | True when the rate is the max of its trailing 120 months (min 60 obs). (unit: boolean) |
| reporting_break_2006_11 | boolean | True for MB/SK/TER rows at/after 2006-11, when CBA adjusted reporting for those regions. (unit: boolean) |
| month_ended_label | string | CBA release label, e.g. 'Month Ended July 31, 2026'. |
| source_url | string | CBA PDF URL this release was parsed from. |
| row_hash | string | sha256[:16] over month/region_code/total_mortgages/arrears_count; stable across runs. |
10 premières lignes d’exemple — un aperçu, pas le jeu de données complet.
| month | region_code | region_name | country_code | provinces_covered | total_mortgages | arrears_count | arrears_rate_pct | mom_change_pp | yoy_change_pp | stress_score_36m | stress_band | surge_flag | record_high_10y_flag | reporting_break_2006_11 | month_ended_label | source_url | row_hash |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1995-01-31T00:00:00 | AB | Alberta | CAN | AB (includes NWT and NU per CBA footnote) | 229 240 | 1 117 | 0,487 | — | — | — | — | false | false | false | July 31, 2026 | https://cba.ca/Assets/CanadianBankersAssociation/Documents/Articles/Statistics/stat-mortgages-arrears-july-2026-en.pdf | 1fe9cc812f73f9b2 |
| 1995-02-28T00:00:00 | AB | Alberta | CAN | AB (includes NWT and NU per CBA footnote) | 229 661 | 1 121 | 0,488 | 0,001 | — | — | — | false | false | false | July 31, 2026 | https://cba.ca/Assets/CanadianBankersAssociation/Documents/Articles/Statistics/stat-mortgages-arrears-july-2026-en.pdf | b5d4b1f99a1abf2d |
| 1995-03-31T00:00:00 | AB | Alberta | CAN | AB (includes NWT and NU per CBA footnote) | 230 627 | 1 116 | 0,484 | -0,004 | — | — | — | false | false | false | July 31, 2026 | https://cba.ca/Assets/CanadianBankersAssociation/Documents/Articles/Statistics/stat-mortgages-arrears-july-2026-en.pdf | 877c962a21239e33 |
| 1995-04-30T00:00:00 | AB | Alberta | CAN | AB (includes NWT and NU per CBA footnote) | 231 231 | 1 160 | 0,502 | 0,018 | — | — | — | false | false | false | July 31, 2026 | https://cba.ca/Assets/CanadianBankersAssociation/Documents/Articles/Statistics/stat-mortgages-arrears-july-2026-en.pdf | eb2a6abfae359fe0 |
| 1995-05-31T00:00:00 | AB | Alberta | CAN | AB (includes NWT and NU per CBA footnote) | 235 160 | 1 206 | 0,513 | 0,011 | — | — | — | false | false | false | July 31, 2026 | https://cba.ca/Assets/CanadianBankersAssociation/Documents/Articles/Statistics/stat-mortgages-arrears-july-2026-en.pdf | cc8b6a2ad511cd4f |
| 1995-06-30T00:00:00 | AB | Alberta | CAN | AB (includes NWT and NU per CBA footnote) | 236 538 | 1 238 | 0,523 | 0,011 | — | — | — | false | false | false | July 31, 2026 | https://cba.ca/Assets/CanadianBankersAssociation/Documents/Articles/Statistics/stat-mortgages-arrears-july-2026-en.pdf | cb86293be850dd47 |
| 1995-07-31T00:00:00 | AB | Alberta | CAN | AB (includes NWT and NU per CBA footnote) | 237 099 | 1 308 | 0,552 | 0,028 | — | — | — | false | false | false | July 31, 2026 | https://cba.ca/Assets/CanadianBankersAssociation/Documents/Articles/Statistics/stat-mortgages-arrears-july-2026-en.pdf | 83d514a39a452cab |
| 1995-08-31T00:00:00 | AB | Alberta | CAN | AB (includes NWT and NU per CBA footnote) | 238 279 | 1 361 | 0,571 | 0,02 | — | — | — | false | false | false | July 31, 2026 | https://cba.ca/Assets/CanadianBankersAssociation/Documents/Articles/Statistics/stat-mortgages-arrears-july-2026-en.pdf | e77c311a6ef60970 |
| 1995-09-30T00:00:00 | AB | Alberta | CAN | AB (includes NWT and NU per CBA footnote) | 239 255 | 1 385 | 0,579 | 0,008 | — | — | — | false | false | false | July 31, 2026 | https://cba.ca/Assets/CanadianBankersAssociation/Documents/Articles/Statistics/stat-mortgages-arrears-july-2026-en.pdf | f69b3c23b6041aba |
| 1995-10-31T00:00:00 | AB | Alberta | CAN | AB (includes NWT and NU per CBA footnote) | 239 934 | 1 373 | 0,572 | -0,007 | — | — | — | false | false | false | July 31, 2026 | https://cba.ca/Assets/CanadianBankersAssociation/Documents/Articles/Statistics/stat-mortgages-arrears-july-2026-en.pdf | 9509e02eeeb5fef2 |
Profilé le 1 oct. 2026 à partir de l’instantané 20261001T132504Z-b5f46e84c128
Mesuré- Complétude
- 95,8 %
- Lignes
- 3 411
- Colonnes
- 18
- Colonnes incomplètes
- 6
| Colonne | Manquant | Distinctes | Plage | Distribution |
|---|---|---|---|---|
| monthtimestamp | 0 % | 409 | 31 janv. 1995 → 31 juill. 2026 | — |
| region_codevarchar | 0 % | 10 | — |
|
| region_namevarchar | 0 % | 7 | — |
|
| country_codevarchar | 0 % | 1 | — |
|
| provinces_coveredvarchar | 0 % | 10 | — |
|
| total_mortgagesbigint | 0 % | 3 355 | 3 948 → 5 115 951médiane 424 484 | 70 hors du 1er–99e centile |
| arrears_countbigint | 11,1 % | 2 057 | 192 → 18 702médiane 1 551 | 62 hors du 1er–99e centile |
| arrears_rate_pctdouble | 11,1 % | 3 554 | 0,057 → 1,04médiane 0,3522 | 62 hors du 1er–99e centile |
| mom_change_ppdouble | 11,3 % | 3 216 | -0,0915 → 0,1358médiane -0,0003 | 62 hors du 1er–99e centile |
| yoy_change_ppdouble | 13,9 % | 3 262 | -0,2945 → 0,3475médiane -0,0046 | 60 hors du 1er–99e centile |
| stress_score_36mdouble | 13,7 % | 108 | 2,78 → 100médiane 38,89 | 558 hors du 1er–99e centile |
| stress_bandvarchar | 13,7 % | 3 | — |
|
| surge_flagboolean | 0 % | 2 | — |
|
| record_high_10y_flagboolean | 0 % | 2 | — |
|
| reporting_break_2006_11boolean | 0 % | 2 | — |
|
| month_ended_labelvarchar | 0 % | 1 | — |
|
| source_urlvarchar | 0 % | 1 | — |
|
| row_hashvarchar | 0 % | 3 274 | — |
|
- Actuelle
20261001T132504Z-b5f46e84c128 · sha256 b5f46e84c128…
3 411 lignes · premier instantané
Dirigez n’importe quel LLM vers le point d’accès des métadonnées — la documentation ci-dessus est aussi lisible par machine (JSON-LD + Croissant).
curl "https://datazimuts.com/v1/datasets/cba_mortgage_arrears_intel/ca_mortgage_arrears_stress_monthly" | jq '{title, rows, columns_count, license}'import requests
ds = requests.get("https://datazimuts.com/v1/datasets/cba_mortgage_arrears_intel/ca_mortgage_arrears_stress_monthly").json()
print(ds["title"], ds["rows"], "rows")
# Sample rows for an LLM context window
for row in ds.get("sample_rows", [])[:5]:
print(row)Point d’accès API : https://datazimuts.com/v1/datasets/cba_mortgage_arrears_intel/ca_mortgage_arrears_stress_monthly
Astuce : récupérez /llms.txt pour le catalogue complet lisible par machine.
D’où viennent ces données et ce qui en a été fait. Le travail des autres apparaît sous forme de décomptes ; seuls les projets partagés sont nommés.
Citer cet instantané
Épinglé à l’instantané 20261001T132504Z-b5f46e84c128 et à son empreinte, pour que vos lecteurs obtiennent exactement les données utilisées.
Canadian Bankers Association. (2026). Canadian Mortgage Arrears Stress (Monthly) [Data set, snapshot 20261001T132504Z-b5f46e84c128, sha256 b5f46e84c128]. Datazimuts. Retrieved 2026-10-02, from https://datazimuts.com/fr/datasets/cba_mortgage_arrears_intel/ca_mortgage_arrears_stress_monthly?snapshot=20261001T132504Z-b5f46e84c128
@misc{dz_cba_mortgage_arrears_intel_ca_mortgage_a_b5f46e84,
title = {{Canadian Mortgage Arrears Stress (Monthly)}},
author = {{Canadian Bankers Association}},
year = {2026},
publisher = {Datazimuts},
howpublished = {\url{https://datazimuts.com/fr/datasets/cba_mortgage_arrears_intel/ca_mortgage_arrears_stress_monthly?snapshot=20261001T132504Z-b5f46e84c128}},
note = {Snapshot 20261001T132504Z-b5f46e84c128, sha256 b5f46e84c1288f7a76c24d4d029a8fdad6f116c0122edfffed68176f0c71f2bc; accessed 2026-10-02}
}Intégrer un tableau ou un graphique
Collez ce code dans n’importe quelle page. L’intégration est épinglée au même instantané, suit le thème clair ou sombre du lecteur et affiche toujours la source, la licence et un lien de retour.
<iframe src="https://datazimuts.com/embed/chart?dataset=cba_mortgage_arrears_intel%2Fca_mortgage_arrears_stress_monthly&lang=fr&theme=auto&snapshot=20261001T132504Z-b5f46e84c128&x=month&y=total_mortgages&agg=avg" title="Canadian Mortgage Arrears Stress (Monthly)" width="100%" height="380" style="border:0" loading="lazy"></iframe>
Posez une question sur ce jeu de données. Les réponses viennent uniquement de sa fiche, de son profil mesuré et de son historique, et citent les faits utilisés.