OSFI P&C insurer financial-strength intelligence (quarterly)
Quarterly Canadian property & casualty insurer financial-strength intelligence from OSFI's keyless open-data PC1 core financial statement return and PC4 minimum capital test (open.canada.ca CKAN datastore): a company x quarter panel of IFRS-17 P&L items differenced from year-to-date to quarterly values (insurance revenue, insurance service result, net investment result, net income), balance-sheet anchors (total assets, liabilities, equity via the accounting identity), the PC4 MCT solvency ratio, and derived intelligence — insurance-service margin, quarterly ROA, revenue YoY growth, equity ratio — plus a documented 0-100 strength_score (35% MCT buffer + 30% service margin + 20% ROA + 15% revenue growth, each winsorized p1/p99 and min-max scored within the quarter), strength_rank/percentile, and flags (weak_capital below OSFI's 150% supervisory target, negative_service_result, shrinking_revenue, outlier_mct, data_gap). Primary key: (osfi_company_id, quarter). Cadence: quarterly; as_of is the quarter-end date, so a re-ingest of the same quarter is a no-op. Caveats: figures in CAD thousands; quarterly P&L values come from restated YTD filings and can be negative; the score is peer-relative, not an OSFI rating and not investment advice; compare Canadian vs foreign filers with care. commercial_use = yes (Open Government Licence - Canada; attribution to OSFI required). Sample use: filter watch_flag = 1 for insurers tripping any risk flag, or order by strength_rank within quarter for the strongest peers.
Les titres et les descriptions proviennent des sources de données, en anglais.
- Lignes
- 1 915
- Colonnes
- 37
- Cadence de la source
- Trimestrielle
- Dernière actualisation
- 27 sept. 2026
- Thème
- finance
| Colonne | Type | Description |
|---|---|---|
| as_of | date | Quarter-end reference date (calendar quarters). (unit: date) |
| quarter | string | Reference quarter, YYYY-QN. Panel starts 2023-Q1 (IFRS-17 PC1 return launch); the latest quarter is the latest filed release. |
| osfi_company_id | string | Stable OSFI company identifier (the return's Id field); primary key with quarter. |
| company_name | string | Latest filed company name for the OSFI Id (entity-resolved across renames). |
| former_name | string | Prior filed name when the company renamed mid-panel; null otherwise. |
| industry_group | string | OSFI industry group: 'Canadian Property & Casualty' or 'Foreign Property & Casualty'. |
| country_code | string | ISO alpha-3 country code; always CAN. (unit: ISO-3166 alpha-3) |
| insurance_revenue_q_cadk | float | Quarterly insurance revenue (IFRS-17), differenced from the YTD 'Current Period' Total filing; null when the predecessor quarter is missing. (unit: CAD thousands) |
| insurance_service_result_q_cadk | float | Quarterly insurance service result (IFRS-17 underwriting result analogue), differenced from YTD. (unit: CAD thousands) |
| net_investment_result_q_cadk | float | Quarterly net investment result, differenced from YTD. (unit: CAD thousands) |
| net_income_q_cadk | float | Quarterly net income (loss) for the year, differenced from YTD; can be negative. (unit: CAD thousands) |
| insurance_revenue_ytd_cadk | float | Year-to-date insurance revenue as filed (Current Period Total). (unit: CAD thousands) |
| insurance_service_result_ytd_cadk | float | Year-to-date insurance service result as filed. (unit: CAD thousands) |
| net_investment_result_ytd_cadk | float | Year-to-date net investment result as filed. (unit: CAD thousands) |
| net_income_ytd_cadk | float | Year-to-date net income (loss) for the year as filed. (unit: CAD thousands) |
| total_assets_cadk | float | Total assets, quarter-end point-in-time (Current Period Total). (unit: CAD thousands) |
| total_liabilities_cadk | float | Total liabilities, quarter-end point-in-time. (unit: CAD thousands) |
| equity_cadk | float | Equity proxy = total_assets − total_liabilities (accounting identity; works for foreign branches whose equity section differs). (unit: CAD thousands) |
| equity_ratio | float | equity_cadk / total_assets_cadk; capital leverage gauge. (unit: fraction) |
| insurance_service_margin_q | float | insurance_service_result_q / insurance_revenue_q; the IFRS-17 analogue of the underwriting margin. (unit: fraction) |
| roa_q_pct | float | Quarterly return on assets = 100 * net_income_q / total_assets. (unit: percent) |
| insurance_revenue_yoy_pct | float | Year-over-year growth of quarterly insurance revenue (same quarter, prior year); null in the first year. (unit: percent) |
| mct_ratio_pct | float | PC4 Minimum Capital Test ratio (Line 10 or line 25 as a % of line 130), in percent. OSFI's supervisory target is 150%. (unit: percent) |
| mct_score | float | 0-100 peer score of the MCT capital buffer within the quarter (p1/p99-winsorized, min-max; 50 when degenerate). |
| margin_score | float | 0-100 peer score of the quarterly insurance-service margin within the quarter (p1/p99-winsorized, min-max). |
| roa_score | float | 0-100 peer score of quarterly ROA within the quarter (p1/p99-winsorized, min-max). |
| growth_score | float | 0-100 peer score of insurance-revenue YoY growth within the quarter (p1/p99-winsorized, min-max); null in the first year. |
| strength_score | float | Documented 0-100 financial-strength composite = 0.35*mct_score + 0.30*margin_score + 0.20*roa_score + 0.15*growth_score, renormalized over the components present (growth may be absent); null when MCT/margin/ROA is missing. Peer-relative within the quarter — not an OSFI rating, not investment advice. |
| strength_rank | float | Rank of strength_score within the quarter, 1 = strongest (min-rank ties). |
| strength_percentile | float | Percentile of strength_score within the quarter, 100*(rank-1)/(n-1). |
| weak_capital_flag | integer | 1 when mct_ratio_pct < 150 (below OSFI's supervisory target). (unit: 0/1) |
| negative_service_result_flag | integer | 1 when the quarterly insurance service result is negative. (unit: 0/1) |
| shrinking_revenue_flag | integer | 1 when quarterly insurance revenue shrank year-over-year. (unit: 0/1) |
| outlier_mct_flag | integer | 1 when mct_ratio_pct is outside the 50–3000% sanity envelope (real but unrepresentative tiny entities). (unit: 0/1) |
| data_gap_flag | integer | 1 when the strength_score could not be computed (missing MCT, margin or ROA). (unit: 0/1) |
| watch_flag | integer | 1 when any risk flag or the data-gap flag is set. (unit: 0/1) |
| row_hash | string | Deterministic SHA-256 over the natural key plus rounded values; identical input yields an identical snapshot. |
10 premières lignes d’exemple — un aperçu, pas le jeu de données complet.
| as_of | quarter | osfi_company_id | company_name | former_name | industry_group | country_code | insurance_revenue_q_cadk | insurance_service_result_q_cadk | net_investment_result_q_cadk | net_income_q_cadk | insurance_revenue_ytd_cadk | insurance_service_result_ytd_cadk | net_investment_result_ytd_cadk | net_income_ytd_cadk | total_assets_cadk | total_liabilities_cadk | equity_cadk | equity_ratio | insurance_service_margin_q | roa_q_pct | insurance_revenue_yoy_pct | mct_ratio_pct | mct_score | margin_score | roa_score | growth_score | strength_score | strength_rank | strength_percentile | weak_capital_flag | negative_service_result_flag | shrinking_revenue_flag | outlier_mct_flag | data_gap_flag | watch_flag | row_hash |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2023-03-31 | 2023-Q1 | 28131 | CorePointe Insurance Company | CorePointe Insurance Company | Foreign Property & Casualty | CAN | 12 | 7 | 90 | 27 | 12 | 7 | 90 | 27 | 8 569 | 478 | 8 091 | 0,944 | 0,583 | 0,315 | — | 6 097,02 | 100 | 40,734 | 29,73 | — | 62,55 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 8eebf5d88bd05ddd325fb834b3699d773b296c163644beac4703877ed4f98096 |
| 2023-03-31 | 2023-Q1 | 27991 | Western Assurance Company | Western Assurance Company | Canadian Property & Casualty | CAN | 923 | 5 181 | 2 758 | 10 602 | 923 | 5 181 | 2 758 | 10 602 | 603 582 | 286 953 | 316 629 | 0,525 | 5,613 | 1,757 | — | 344,98 | 3,122 | 100 | 42,887 | — | 46,67 | 2 | 0,813 | 0 | 0 | 0 | 0 | 0 | 0 | 1e1efb6f017d02773e68bfefac38c87e1f8ce6463ec93a6d8b9a4a8b8ca2af49 |
| 2023-03-31 | 2023-Q1 | 28103 | American Road Insurance Company (The) | American Road Insurance Company (The) | Foreign Property & Casualty | CAN | 1 703 | 1 089 | 401 | 829 | 1 703 | 1 089 | 401 | 829 | 32 930 | 461 | 32 469 | 0,986 | 0,639 | 2,517 | — | 1 995,42 | 39,816 | 41,579 | 49,833 | — | 42,79 | 3 | 1,626 | 0 | 0 | 0 | 0 | 0 | 0 | d5badaa9901c641bc436a8f0e6abfefd1eeda1a3eca5f3a6a6485c3b20dc6d67 |
| 2023-03-31 | 2023-Q1 | 179039 | Shelter Mutual Insurance Company | Shelter Mutual Insurance Company | Foreign Property & Casualty | CAN | 6 760 | 5 053 | 337 | 5 369 | 6 760 | 5 053 | 337 | 5 369 | 57 424 | 19 093 | 38 331 | 0,668 | 0,747 | 9,35 | — | 518,7 | 6,985 | 43,205 | 100 | — | 41,65 | 4 | 2,439 | 0 | 0 | 0 | 0 | 0 | 0 | 2b59633888344918315aa26edb9732b4c98cd26566466973b635e59bfafe03de |
| 2023-03-31 | 2023-Q1 | 27963 | Petline Insurance Company | Petline Insurance Company | Canadian Property & Casualty | CAN | 19 804 | 3 174 | 491 | 2 637 | 19 804 | 3 174 | 491 | 2 637 | 28 096 | 9 690 | 18 406 | 0,655 | 0,16 | 9,386 | — | 339,59 | 3,002 | 34,364 | 100 | — | 36,89 | 5 | 3,252 | 0 | 0 | 0 | 0 | 0 | 0 | b7c88e658ff004674a1b2c09dfbda6eea242e8ce2a57782f59605d09549d0dc2 |
| 2023-03-31 | 2023-Q1 | 28282 | Sompo Japan Insurance Inc. | Sompo Japan Insurance Inc. | Foreign Property & Casualty | CAN | 3 810 | 1 239 | 1 612 | 2 172 | 3 810 | 1 239 | 1 612 | 2 172 | 115 888 | 15 798 | 100 090 | 0,864 | 0,325 | 1,874 | — | 1 671,1 | 32,605 | 36,847 | 43,961 | — | 36,77 | 6 | 4,065 | 0 | 0 | 0 | 0 | 0 | 0 | cf7c65da616e9a5b666ccd149d05e2cb81014a8b19281e995bdf4601baced746 |
| 2023-03-31 | 2023-Q1 | 27989 | Waterloo Insurance Company | Waterloo Insurance Company | Canadian Property & Casualty | CAN | -1 | -12 845 | 3 673 | -6 669 | -1 | -12 845 | 3 673 | -6 669 | 224 117 | 142 315 | 81 802 | 0,365 | 12 845 | -2,976 | — | 353,28 | 3,307 | 100 | 0 | — | 36,66 | 7 | 4,878 | 0 | 1 | 0 | 0 | 0 | 1 | d47b4acf2949789eb838a212269e47a65f45c2f7e6dec7ea0be9734f9c6f5186 |
| 2023-03-31 | 2023-Q1 | 146097 | Atradius Crédito y Caución S.A. de Seguros y Reaseguros | Atradius Crédito y Caución S.A. de Seguros y Reaseguros | Foreign Property & Casualty | CAN | 8 394 | 2 951 | 180 | 2 593 | 8 394 | 2 951 | 180 | 2 593 | 46 868 | 19 360 | 27 508 | 0,587 | 0,352 | 5,533 | — | 633,35 | 9,533 | 37,244 | 77,353 | — | 35,27 | 8 | 5,691 | 0 | 0 | 0 | 0 | 0 | 0 | abcc275a90e691bcd8c6e9f3802020144caad0e21d6b84a18524a0c72fd76f78 |
| 2023-03-31 | 2023-Q1 | 28183 | Mapfre Re Compania de Reaseguros, S.A. | Mapfre Re Compania de Reaseguros, S.A. | Foreign Property & Casualty | CAN | 6 085 | 4 318 | 930 | 3 906 | 6 085 | 4 318 | 930 | 3 906 | 93 215 | 24 888 | 68 327 | 0,733 | 0,71 | 4,19 | — | 678,76 | 10,543 | 42,635 | 65,102 | — | 34,71 | 9 | 6,504 | 0 | 0 | 0 | 0 | 0 | 0 | 1dea3e971cfb65106627a3aff79e810c1520103f1d03ad73f64c78bc93f50d87 |
| 2023-03-31 | 2023-Q1 | 28152 | Compagnie Française d'Assurance pour le Commerce Extérieur | Compagnie Française d'Assurance pour le Commerce Extérieur | Foreign Property & Casualty | CAN | 8 429,67 | 7 231,12 | 1 102,09 | 2 225,97 | 8 429,67 | 7 231,12 | 1 102,09 | 2 225,97 | 90 117,75 | 37 874,43 | 52 243,32 | 0,58 | 0,858 | 2,47 | — | 716,21 | 11,376 | 44,867 | 49,4 | — | 32,14 | 10 | 7,317 | 0 | 0 | 0 | 0 | 0 | 0 | f9cd3f4af5e6c96efdb528e8bee4bdb5c3480091092ce221086308bd0d572855 |
- Actuelle
20260927T235819Z-110d76c9e162 · sha256 110d76c9e162…
1 915 lignes · premier instantané
Dirigez n’importe quel LLM vers le point d’accès des métadonnées — la documentation ci-dessus est aussi lisible par machine (JSON-LD + Croissant).
curl "https://datazimuts.com/v1/datasets/osfi_pc_insurer_intel/osfi_pc_insurer_quarterly" | jq '{title, rows, columns_count, license}'import requests
ds = requests.get("https://datazimuts.com/v1/datasets/osfi_pc_insurer_intel/osfi_pc_insurer_quarterly").json()
print(ds["title"], ds["rows"], "rows")
# Sample rows for an LLM context window
for row in ds.get("sample_rows", [])[:5]:
print(row)Point d’accès API : https://datazimuts.com/v1/datasets/osfi_pc_insurer_intel/osfi_pc_insurer_quarterly
Astuce : récupérez /llms.txt pour le catalogue complet lisible par machine.
D’où viennent ces données et ce qui en a été fait. Le travail des autres apparaît sous forme de décomptes ; seuls les projets partagés sont nommés.
Citer cet instantané
Épinglé à l’instantané 20260927T235819Z-110d76c9e162 et à son empreinte, pour que vos lecteurs obtiennent exactement les données utilisées.
Office of the Superintendent of Financial Institutions (OSFI). (2026). OSFI P&C insurer financial-strength intelligence (quarterly) [Data set, snapshot 20260927T235819Z-110d76c9e162, sha256 110d76c9e162]. Datazimuts. Retrieved 2026-09-28, from https://datazimuts.com/fr/datasets/osfi_pc_insurer_intel/osfi_pc_insurer_quarterly?snapshot=20260927T235819Z-110d76c9e162
@misc{dz_osfi_pc_insurer_intel_osfi_pc_insurer_qu_110d76c9,
title = {{OSFI P\&C insurer financial-strength intelligence (quarterly)}},
author = {{Office of the Superintendent of Financial Institutions (OSFI)}},
year = {2026},
publisher = {Datazimuts},
howpublished = {\url{https://datazimuts.com/fr/datasets/osfi_pc_insurer_intel/osfi_pc_insurer_quarterly?snapshot=20260927T235819Z-110d76c9e162}},
note = {Snapshot 20260927T235819Z-110d76c9e162, sha256 110d76c9e1626b97e7f56950b3f1ece1eba9f7cfc52962aec5807d01c64ac543; accessed 2026-09-28}
}Intégrer un tableau ou un graphique
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<iframe src="https://datazimuts.com/embed/chart?dataset=osfi_pc_insurer_intel%2Fosfi_pc_insurer_quarterly&lang=fr&theme=auto&snapshot=20260927T235819Z-110d76c9e162&x=as_of&y=insurance_revenue_q_cadk&agg=avg" title="OSFI P&C insurer financial-strength intelligence (quarterly)" width="100%" height="380" style="border:0" loading="lazy"></iframe>
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