US home-price & rate-lock pulse: Case-Shiller, mortgage rates, regimes
Monthly US home-price & rate-lock pulse: S&P/Case-Shiller national home price index (FRED CSUSHPISA; MoM %/YoY %, trailing-12m z-score of the monthly change, 12-month acceleration in pp, trailing-10y percentile rank) and the 30-year fixed mortgage rate (Freddie Mac PMMS via FRED MORTGAGE30US, weekly observations averaged to calendar months; MoM/YoY point changes, trailing-12m z-score, trailing-10y percentile rank), plus a deterministic affordability_pressure_score = 0.5*price_hist_pct_rank + 0.5*rate_hist_pct_rank (0-100; high = expensive homes at expensive rates) and a rule-based market_regime (frozen / rate_shocked / thawing / overheating / cooling / balanced). Panel 1987-01 -> latest published month (Case-Shiller lags ~2 months). Upstream: FRED keyless fredgraph.csv (no API key). One row per year_month, country_code=USA. Who joins this: a subscription business joins monthly home-price momentum to customer cohorts on year_month to model housing-wealth effects on retention and upgrades; an online shop joins it to home-category demand forecasts on year_month.
- Rows
- 474
- Columns
- 18
- Source cadence
- Monthly
- Last refreshed
- Sep 30, 2026
- Theme
- housing
| Column | Type | Description |
|---|---|---|
| date | date | First day of the observation month. (unit: date) |
| year_month | string | Observation month as YYYY-MM (panel join key). (unit: string) |
| country | string | Country name (shared normalization layer). (unit: string) |
| country_code | string | ISO 3166-1 alpha-3 country code (panel join key). (unit: string) |
| home_price_index | float | S&P/Case-Shiller U.S. National Home Price Index, not seasonally adjusted: FRED CSUSHPISA. One month's observation per panel row; publishes with a ~2-month lag. (unit: index) |
| price_mom_pct | float | — |
| price_yoy_pct | float | — |
| price_accel_12m_pp | float | — |
| price_z12 | float | — |
| price_hist_pct_rank | float | — |
| mortgage_rate_30y_pct | float | 30-year fixed-rate mortgage average, percent: FRED MORTGAGE30US (Freddie Mac Primary Mortgage Market Survey), weekly Thursday observations averaged to calendar months. (unit: percent) |
| rate_mom_pp | float | — |
| rate_yoy_pp | float | — |
| rate_z12 | float | — |
| rate_hist_pct_rank | float | — |
| affordability_pressure_score | float | — |
| market_regime | string | — |
| price_tier | string | — |
First 10 sample rows — a preview, not the complete dataset.
| date | year_month | country | country_code | home_price_index | price_mom_pct | price_yoy_pct | price_accel_12m_pp | price_z12 | price_hist_pct_rank | mortgage_rate_30y_pct | rate_mom_pp | rate_yoy_pp | rate_z12 | rate_hist_pct_rank | affordability_pressure_score | market_regime | price_tier |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1987-01-01 | 1987-01 | United States | USA | 63.962 | — | — | — | — | — | 9.204 | — | — | — | — | — | balanced | — |
| 1987-02-01 | 1987-02 | United States | USA | 64.421 | 0.718 | — | — | — | — | 9.083 | -0.121 | — | — | — | — | balanced | — |
| 1987-03-01 | 1987-03 | United States | USA | 64.732 | 0.483 | — | — | — | — | 9.035 | -0.047 | — | — | — | — | balanced | — |
| 1987-04-01 | 1987-04 | United States | USA | 65.13 | 0.615 | — | — | — | — | 9.833 | 0.797 | — | — | — | — | balanced | — |
| 1987-05-01 | 1987-05 | United States | USA | 65.561 | 0.662 | — | — | — | — | 10.596 | 0.764 | — | — | — | — | balanced | — |
| 1987-06-01 | 1987-06 | United States | USA | 66.069 | 0.775 | — | — | — | — | 10.538 | -0.059 | — | — | — | — | balanced | — |
| 1987-07-01 | 1987-07 | United States | USA | 66.506 | 0.661 | — | — | — | — | 10.278 | -0.259 | — | — | — | — | balanced | — |
| 1987-08-01 | 1987-08 | United States | USA | 66.938 | 0.65 | — | — | — | — | 10.33 | 0.052 | — | — | — | — | balanced | — |
| 1987-09-01 | 1987-09 | United States | USA | 67.33 | 0.586 | — | — | — | — | 10.888 | 0.557 | — | — | — | — | balanced | — |
| 1987-10-01 | 1987-10 | United States | USA | 67.74 | 0.609 | — | — | — | — | 11.26 | 0.373 | — | — | — | — | balanced | — |
- Current
20260930T123327Z-25e963fce02f · sha256 25e963fce02f…
474 rows · first snapshot
Point any LLM at the metadata endpoint — the documentation above is machine-readable too (JSON-LD + Croissant).
curl "https://datazimuts.com/v1/datasets/us_home_price_rate_pulse/home_price_rate_pulse_monthly" | jq '{title, rows, columns_count, license}'import requests
ds = requests.get("https://datazimuts.com/v1/datasets/us_home_price_rate_pulse/home_price_rate_pulse_monthly").json()
print(ds["title"], ds["rows"], "rows")
# Sample rows for an LLM context window
for row in ds.get("sample_rows", [])[:5]:
print(row)API endpoint: https://datazimuts.com/v1/datasets/us_home_price_rate_pulse/home_price_rate_pulse_monthly
Tip: fetch /llms.txt for the full machine-readable catalog.
Where this data comes from and what was made from it. Other people's work shows as counts; only shared projects are named.
Cite this snapshot
Pinned to snapshot 20260930T123327Z-25e963fce02f and its content hash, so readers get exactly the data you used.
US Home-Price & Rate-Lock Pulse (derived). (2026). US home-price & rate-lock pulse: Case-Shiller, mortgage rates, regimes [Data set, snapshot 20260930T123327Z-25e963fce02f, sha256 25e963fce02f]. Datazimuts. Retrieved 2026-09-30, from https://datazimuts.com/en/datasets/us_home_price_rate_pulse/home_price_rate_pulse_monthly?snapshot=20260930T123327Z-25e963fce02f
@misc{dz_us_home_price_rate_pulse_home_price_rate_25e963fc,
title = {{US home-price \& rate-lock pulse: Case-Shiller, mortgage rates, regimes}},
author = {{US Home-Price \& Rate-Lock Pulse (derived)}},
year = {2026},
publisher = {Datazimuts},
howpublished = {\url{https://datazimuts.com/en/datasets/us_home_price_rate_pulse/home_price_rate_pulse_monthly?snapshot=20260930T123327Z-25e963fce02f}},
note = {Snapshot 20260930T123327Z-25e963fce02f, sha256 25e963fce02fd29d41116f248461b83c68e6bb7bf01b8a1674ae4af5525dc452; accessed 2026-09-30}
}Embed a table or a chart
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