UK mortgage & rate pass-through signals (mortgage momentum, bank-rate pass-through spread, anomalies, forecasts)
Signals derived from the Bank of England's Statistical Interactive Database: 30-period annualized volatility of monthly rate changes, 3-month momentum, year-over-year change, 3-sigma anomaly flags, naive-drift 1-month forecasts, a per-month cross-series volatility rank, and the bank-rate-to-mortgage pass-through spread (quoted 2-year fixed 75% LTV mortgage minus Bank Rate). Covers IUMBV34 (quoted 2-yr fixed mortgage rate), IUDBEDR (official Bank Rate) and IUDSOIA (SONIA overnight average; daily series aggregated to monthly averages). All rows are normalized to country_code GBR so they join cleanly with UK data. Raw series: Bank of England (IADB), free and keyless.
Qualité
Attribution
Bank of England
Schéma
| Colonne | Type | Description |
|---|---|---|
| date | string | First day of the observation month (YYYY-MM-DD); monthly series publish at month-end, daily series are averaged to the month). |
| country | string | |
| country_code | string | |
| series_id | string | Bank of England IADB series code: IUMBV34 (quoted 2-year fixed 75% LTV mortgage rate), IUDBEDR (official Bank Rate) or IUDSOIA (SONIA overnight average). |
| series_label | string | Human-readable label for the IADB series code, from the Bank of England's series descriptions. |
| value | float | Rate in percent per annum as published by the Bank of England (monthly series as published; daily IUDBEDR/IUDSOIA aggregated to the monthly mean). Note: yoy_change_pct is expressed in percentage points for these rate series. |
| volatility_30d | float | |
| momentum_3m | float | |
| yoy_change_pct | float | |
| anomaly_flag | integer | |
| forecast_1m | float | |
| rank | integer | |
| passthrough_spread | float |
Exemple de lignes
| date | country | country_code | series_id | series_label | value | volatility_30d | momentum_3m | yoy_change_pct | anomaly_flag | forecast_1m | rank | passthrough_spread |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1997-01-01 | United Kingdom | GBR | IUDBEDR | Official Bank Rate (BoE IADB IUDBEDR) | 5.9375 | — | — | — | 0 | — | — | 1.3525 |
| 1997-01-01 | United Kingdom | GBR | IUDSOIA | Sterling Overnight Index Average, SONIA (BoE IADB IUDSOIA) | 5.900454545454545 | — | — | — | 0 | — | — | — |
| 1997-01-01 | United Kingdom | GBR | IUMBV34 | Quoted household interest rate, 2-year fixed 75% LTV mortgage (BoE IADB IUMBV34) | 7.29 | — | — | — | 0 | — | — | 1.3525 |
| 1997-02-01 | United Kingdom | GBR | IUDBEDR | Official Bank Rate (BoE IADB IUDBEDR) | 5.9375 | — | — | — | 0 | — | — | 1.4124999999999996 |
| 1997-02-01 | United Kingdom | GBR | IUDSOIA | Sterling Overnight Index Average, SONIA (BoE IADB IUDSOIA) | 5.985 | — | — | — | 0 | — | — | — |
Télécharger un échantillon
Téléchargez l'échantillon complet de ce jeu de données (lignes d'exemple, pas le jeu complet).
Utiliser avec un LLM
Dirigez n’importe quel LLM vers le point d’accès des métadonnées — la documentation ci-dessus est aussi lisible par machine (JSON-LD + Croissant).
cURL
curl "https://datazimuts.com/v1/datasets/uk_mortgage_signals/uk_mortgage_rate_signals" | jq '{title, rows, columns_count, license}'Python
import requests
ds = requests.get("https://datazimuts.com/v1/datasets/uk_mortgage_signals/uk_mortgage_rate_signals").json()
print(ds["title"], ds["rows"], "rows")
# Sample rows for an LLM context window
for row in ds.get("sample_rows", [])[:5]:
print(row)Point d’accès API: https://datazimuts.com/v1/datasets/uk_mortgage_signals/uk_mortgage_rate_signals
Astuce : récupérez /llms.txt pour le catalogue complet lisible par machine.