FDIC-insured US banks: quarterly financial health intelligence
Every active FDIC-insured US bank's latest Call Report quarter (4,313 banks for 2026-Q2 as of 2026-09-25), one row per bank: stable FDIC certificate number, bank name, city/state, charter class, assets/deposits/equity/net income in USD millions (FDIC reports thousands; divided by 1000), equity ratio, ROA, ROE, net interest margin and efficiency ratio in percent, core deposit funding share, closed asset-tier taxonomy (community/regional/large/mega), and a documented 0-100 health score = 100*(0.30*minmax equity_ratio + 0.25*minmax-winsorized ROA + 0.20*minmax-winsorized ROE + 0.15*inverted-minmax efficiency + 0.10*minmax-winsorized NIM) with overall health_rank, within-tier tier_rank and health_percentile, plus low-capital (<8% equity), negative-earnings and high-cost (>75% efficiency) flags. Primary key: cert. Cadence: quarterly; as_of is the quarter-end date, so a re-ingest of the same quarter is a no-op. Caveats: the score is a peer-relative composite, not a CAMELS rating and not investment advice; figures are quarter-end point-in-time and restatements revise history; compare within asset_tier for the fairest peers. commercial_use = yes (U.S. federal public data; attribution to the FDIC required). Sample use: order by tier_rank within asset_tier = 'community' for the healthiest small banks, or filter watch_flag = 1 for banks tripping any risk flag.
Les titres et les descriptions proviennent des sources de données, en anglais.
- Lignes
- 4 313
- Colonnes
- 34
- Cadence de la source
- Trimestrielle
- Dernière actualisation
- 25 sept. 2026
- Thème
- finance
| Colonne | Type | Description |
|---|---|---|
| as_of | string | Quarter-end date of the Call Report snapshot (day granularity). |
| quarter | string | Reporting quarter label (YYYY-QN). |
| cert | integer | FDIC certificate number — the unique, stable identifier assigned to each insured institution. |
| bank_name | string | Legal name of the insured institution. |
| city | string | City of the institution's main office. |
| state_code | string | Two-letter US state/territory code (STALP). |
| state_name | string | State name from the FDIC institution registry (null when the registry row is absent). |
| country_code | string | ISO alpha-3 country code (always USA). |
| charter_class | string | FDIC charter class code (N = national bank, NM = state nonmember, SA = savings association, SM = state member, OI = insured branch). |
| asset_usd_millions | float | Total assets in USD millions (FDIC reports thousands; divided by 1000). (unit: USD millions) |
| deposits_usd_millions | float | Total deposits in USD millions (FDIC reports thousands). (unit: USD millions) |
| domestic_deposits_usd_millions | float | Domestic deposits in USD millions (FDIC thousands). (unit: USD millions) |
| equity_usd_millions | float | Total equity capital in USD millions (FDIC reports thousands). (unit: USD millions) |
| net_income_usd_millions | float | Quarterly net income in USD millions (FDIC reports thousands). (unit: USD millions) |
| equity_ratio | float | Total equity / total assets (capital cushion). (unit: ratio) |
| roa_pct | float | Return on assets, percent (FDIC-reported). (unit: percent) |
| roe_pct | float | Return on equity, percent (FDIC-reported). (unit: percent) |
| nim_pct | float | Net interest margin, percent (FDIC-reported). (unit: percent) |
| efficiency_ratio | float | Noninterest expense / revenue, percent (FDIC-reported; lower is better). (unit: percent) |
| core_deposit_ratio | float | Core deposits / total deposits (stable funding share). (unit: ratio) |
| asset_tier | string | Closed asset taxonomy: community (<$1B), regional ($1B-$10B), large ($10B-$100B), mega (>=$100B). |
| latitude | float | Main-office latitude from the FDIC registry. (unit: degrees) |
| longitude | float | Main-office longitude from the FDIC registry. (unit: degrees) |
| health_score | float | Documented 0-100 peer-relative composite (see connector docstring). (unit: 0-100) |
| health_rank | integer | Overall rank of health_score, 1 = healthiest. |
| tier_rank | integer | health_score rank within the asset tier. |
| health_percentile | string | 100 * (1 - (health_rank - 1) / n_scored); 100.0 for the top bank. (unit: percent) |
| low_capital_flag | integer | 1 when equity_ratio < 0.08 (8%). |
| negative_earnings_flag | integer | 1 when roa_pct < 0. |
| high_cost_flag | integer | 1 when efficiency_ratio > 75. |
| watch_flag | integer | 1 when any of the three risk flags trips. |
| data_gap_flag | integer | 1 when any health-score input is missing; score and ranks are honest nulls. |
| fdic_url | string | Per-row provenance link to the FDIC BankFind page. |
| row_hash | string | Deterministic 16-hex SHA-256 over the content columns. |
10 premières lignes d’exemple — un aperçu, pas le jeu de données complet.
| as_of | quarter | cert | bank_name | city | state_code | state_name | country_code | charter_class | asset_usd_millions | deposits_usd_millions | domestic_deposits_usd_millions | equity_usd_millions | net_income_usd_millions | equity_ratio | roa_pct | roe_pct | nim_pct | efficiency_ratio | core_deposit_ratio | asset_tier | latitude | longitude | health_score | health_rank | tier_rank | health_percentile | low_capital_flag | negative_earnings_flag | high_cost_flag | watch_flag | data_gap_flag | fdic_url | row_hash |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026-06-30 | 2026-Q2 | 14 | STATE STREET BANK&TRUST CO | BOSTON | MA | Massachusetts | USA | SM | 412 620 | 326 247 | 242 086 | 29 172 | 1 875 | 0,071 | 0,97 | 12,96 | 1,236 | 66,124 | 0,693 | mega | 42,363 | -71,06 | 32,34 | 3 873 | 30 | 9,85 | 1 | 0 | 0 | 1 | 0 | https://banks.data.fdic.gov/bankfind-suite/bankfind/details/14 | e01f8f845c4b091e |
| 2026-06-30 | 2026-Q2 | 35 | AUBURNBANK | AUBURN | AL | Alabama | USA | SM | 1 085,002 | 990,462 | 990,462 | 90,881 | 4,609 | 0,084 | 0,884 | 10,15 | 3,31 | 68,211 | 0,917 | regional | 32,607 | -85,48 | 34,83 | 3 392 | 714 | 21,05 | 0 | 0 | 0 | 0 | 0 | https://banks.data.fdic.gov/bankfind-suite/bankfind/details/35 | 4a0d8078f3ed8d97 |
| 2026-06-30 | 2026-Q2 | 39 | ROBERTSON BANKING CO | DEMOPOLIS | AL | Alabama | USA | NM | 462,662 | 399,516 | 399,516 | 51,053 | 4,784 | 0,11 | 2,041 | 19,34 | 4,29 | 52,381 | 0,928 | community | 32,518 | -87,837 | 42,97 | 615 | 492 | 85,7 | 0 | 0 | 0 | 0 | 0 | https://banks.data.fdic.gov/bankfind-suite/bankfind/details/39 | 63175c8ed406ad26 |
| 2026-06-30 | 2026-Q2 | 41 | PHENIX-GIRARD BANK | PHENIX CITY | AL | Alabama | USA | NM | 342,259 | 323,551 | 323,551 | 8,96 | 1,794 | 0,026 | 1,044 | 43,88 | 2,831 | 65,129 | 0,998 | community | 32,47 | -85,004 | 42,74 | 664 | 533 | 84,56 | 1 | 0 | 0 | 1 | 0 | https://banks.data.fdic.gov/bankfind-suite/bankfind/details/41 | 3b8d615c9ad3710f |
| 2026-06-30 | 2026-Q2 | 49 | BANK OF EVERGREEN | EVERGREEN | AL | Alabama | USA | NM | 78,111 | 68,562 | 68,562 | 9,092 | 0,259 | 0,116 | 0,671 | 5,76 | 3,371 | 73,779 | 0,906 | community | 31,433 | -86,956 | 33,95 | 3 600 | 2 705 | 16,2 | 0 | 0 | 0 | 0 | 0 | https://banks.data.fdic.gov/bankfind-suite/bankfind/details/49 | 8c559577f741fbd3 |
| 2026-06-30 | 2026-Q2 | 50 | COMMUNITY SPIRIT BANK | RED BAY | AL | Alabama | USA | NM | 228,823 | 205,693 | 205,693 | 18,507 | 1,559 | 0,081 | 1,387 | 17,21 | 4,755 | 66,724 | 0,802 | community | 34,442 | -88,145 | 41,01 | 1 056 | 847 | 75,44 | 0 | 0 | 0 | 0 | 0 | https://banks.data.fdic.gov/bankfind-suite/bankfind/details/50 | 58913ff26d2e27e2 |
| 2026-06-30 | 2026-Q2 | 51 | BANK OF VERNON | VERNON | AL | Alabama | USA | NM | 445,356 | 373,643 | 373,643 | 70,062 | 2,717 | 0,157 | 1,266 | 7,88 | 4,786 | 48,106 | 0,895 | community | 33,761 | -88,109 | 39,78 | 1 456 | 1 167 | 66,12 | 0 | 0 | 0 | 0 | 0 | https://banks.data.fdic.gov/bankfind-suite/bankfind/details/51 | 508d93100017d2e2 |
| 2026-06-30 | 2026-Q2 | 52 | CITIZENS BANK OF WINFIELD | WINFIELD | AL | Alabama | USA | NM | 301,26 | 215,178 | 215,178 | 29,363 | 0,636 | 0,097 | 0,429 | 4,56 | 2,776 | 66,842 | 0,715 | community | 33,93 | -87,814 | 31,37 | 3 998 | 2 996 | 6,94 | 0 | 0 | 0 | 0 | 0 | https://banks.data.fdic.gov/bankfind-suite/bankfind/details/52 | c78884be732d4a3a |
| 2026-06-30 | 2026-Q2 | 54 | EXCHANGE BANK OF ALABAMA | ALTOONA | AL | Alabama | USA | NM | 392,537 | 336,397 | 336,397 | 53,03 | 2,388 | 0,135 | 1,214 | 9,18 | 3,88 | 60,945 | 0,887 | community | 34,025 | -86,326 | 37,73 | 2 306 | 1 786 | 46,33 | 0 | 0 | 0 | 0 | 0 | https://banks.data.fdic.gov/bankfind-suite/bankfind/details/54 | d645268551c67883 |
| 2026-06-30 | 2026-Q2 | 58 | UNITED BANK | ATMORE | AL | Alabama | USA | NM | 1 480,601 | 1 224,41 | 1 224,41 | 221,077 | 9,542 | 0,149 | 1,307 | 8,81 | 4,475 | 62,729 | 0,909 | regional | 31,024 | -87,492 | 39,33 | 1 624 | 285 | 62,21 | 0 | 0 | 0 | 0 | 0 | https://banks.data.fdic.gov/bankfind-suite/bankfind/details/58 | 6e3459838ea04e4e |
- Actuelle
20260925T212154Z-ff6c54313016 · sha256 ff6c54313016…
4 313 lignes · premier instantané
Dirigez n’importe quel LLM vers le point d’accès des métadonnées — la documentation ci-dessus est aussi lisible par machine (JSON-LD + Croissant).
curl "https://datazimuts.com/v1/datasets/fdic_bank_health/fdic_bank_health_quarterly" | jq '{title, rows, columns_count, license}'import requests
ds = requests.get("https://datazimuts.com/v1/datasets/fdic_bank_health/fdic_bank_health_quarterly").json()
print(ds["title"], ds["rows"], "rows")
# Sample rows for an LLM context window
for row in ds.get("sample_rows", [])[:5]:
print(row)Point d’accès API : https://datazimuts.com/v1/datasets/fdic_bank_health/fdic_bank_health_quarterly
Astuce : récupérez /llms.txt pour le catalogue complet lisible par machine.
D’où viennent ces données et ce qui en a été fait. Le travail des autres apparaît sous forme de décomptes ; seuls les projets partagés sont nommés.
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Épinglé à l’instantané 20260925T212154Z-ff6c54313016 et à son empreinte, pour que vos lecteurs obtiennent exactement les données utilisées.
Federal Deposit Insurance Corporation (FDIC) BankFind. (2026). FDIC-insured US banks: quarterly financial health intelligence [Data set, snapshot 20260925T212154Z-ff6c54313016, sha256 ff6c54313016]. Datazimuts. Retrieved 2026-09-25, from https://datazimuts.com/fr/datasets/fdic_bank_health/fdic_bank_health_quarterly?snapshot=20260925T212154Z-ff6c54313016
@misc{dz_fdic_bank_health_fdic_bank_health_quarte_ff6c5431,
title = {{FDIC-insured US banks: quarterly financial health intelligence}},
author = {{Federal Deposit Insurance Corporation (FDIC) BankFind}},
year = {2026},
publisher = {Datazimuts},
howpublished = {\url{https://datazimuts.com/fr/datasets/fdic_bank_health/fdic_bank_health_quarterly?snapshot=20260925T212154Z-ff6c54313016}},
note = {Snapshot 20260925T212154Z-ff6c54313016, sha256 ff6c54313016a45a66bdf7f86e38fda878f812b0f4af430c6cae9f29b9cc5c05; accessed 2026-09-25}
}Intégrer un tableau ou un graphique
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<iframe src="https://datazimuts.com/embed/chart?dataset=fdic_bank_health%2Ffdic_bank_health_quarterly&lang=fr&theme=auto&snapshot=20260925T212154Z-ff6c54313016&x=as_of&y=cert&agg=avg" title="FDIC-insured US banks: quarterly financial health intelligence" width="100%" height="380" style="border:0" loading="lazy"></iframe>
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