090°Open data
Open datasets, fully documented — searchable here, and readable by any LLM.
1 datasets
US Bank Credit-Stress Intelligence
Quarterly bank asset-quality panel from the Fed Board's charge-off and delinquency release (keyless via FRED fredgraph.csv, 1991Q1 -> latest): delinquency rates on five loan books and net charge-off rates on three, all commercial banks, seasonally adjusted, in percent. QoQ / YoY changes in pp, percentile-of-own-history stress scores (trailing 40 quarters), a documented 0-100 credit-stress index (0.6 delinquency / 0.4 charge-off) with t1-t4 tiers, delinquency-peak / charge-off-surge / NBER-recession flags, and the worst-stress loan book each quarter.
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