090°Open data
Open datasets, fully documented — searchable here, and readable by any LLM.
1 datasets
Canadian Household Credit Intelligence (StatCan, keyless)
Monthly Canadian household credit intelligence panel, 1990-01 onward: household credit liabilities by instrument (StatCan table 36-10-0639-01, seasonally adjusted, millions of dollars, redistributed keyless via the StatCan Web Data Service) — total liabilities, mortgage loans, non-mortgage loans, credit cards, home equity lines of credit, lines of credit excluding HELOC, personal loans, unincorporated business credit, and real estate secured lending. Carries instrument shares, annualized month-over-month and year-over-year growth, the credit-card spread over total debt growth (the revolving-stress tell), a documented 0-100 credit_stress_score with a stress_regime label, and a record-debt flag. One row per month x Canada; in-window nulls fail loudly, never imputed. Who joins this: subscription/churn teams join cohorts on year_month + country_code and use the stress score and the credit-card spread as household-budget-pressure features; lenders watch revolving-concentration shares; retail demand models use non-mortgage and HELOC growth as the discretionary-credit gauge.
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