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Open datasets, fully documented — searchable here, and readable by any LLM.

  • U.S. Small Business Administration

    US SBA 7(a) small-business lending pulse (quarterly)

    Quarterly US small-business credit-health intelligence from the SBA 7(a) FOIA loan file (keyless data.sba.gov CSV, approvals 2019-10-01 -> 2026-06-30, data as of 2026-06-30, U.S. federal public domain). Per (quarter, borrower state): net credit extended (loan count, approval volume, SBA-guaranteed volume, average loan/term/rate, jobs supported), vintage charge-off rate and loss rate with a 12-quarter seasoning flag, volume/count year-over-year momentum, an 8-quarter volume z-score, a documented 0-100 lending-health composite with per-quarter state ranks, expansion/contraction/stress flags, and top NAICS-2 sector concentration. Who joins this: a subscription business joins quarterly SMB-customer churn or expansion revenue to (quarter, state_code) to model how small-business credit availability moves its revenue; a sales team joins by state_code to prioritize territories where SMB lending is expanding or under stress. Caveat: the most recent quarter in any vintage can be incomplete (SBA posts data about a month after quarter-end), so contraction flags on the latest quarter deserve a second look. Source: U.S. Small Business Administration.

    • finance
    • credit
    • us
    • quarterly
    rows
    1,447
    Quality
    99
    Updated
    Sep 29, 2026
    Fresh
    License
    Commercial use OK

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