Every active FDIC-insured US bank's latest Call Report quarter (4,313 banks for 2026-Q2 as of 2026-09-25), one row per bank: stable FDIC certificate number, bank name, city/state, charter class, assets/deposits/equity/net income in USD millions (FDIC reports thousands; divided by 1000), equity ratio, ROA, ROE, net interest margin and efficiency ratio in percent, core deposit funding share, closed asset-tier taxonomy (community/regional/large/mega), and a documented 0-100 health score = 100*(0.30*minmax equity_ratio + 0.25*minmax-winsorized ROA + 0.20*minmax-winsorized ROE + 0.15*inverted-minmax efficiency + 0.10*minmax-winsorized NIM) with overall health_rank, within-tier tier_rank and health_percentile, plus low-capital (<8% equity), negative-earnings and high-cost (>75% efficiency) flags. Primary key: cert. Cadence: quarterly; as_of is the quarter-end date, so a re-ingest of the same quarter is a no-op. Caveats: the score is a peer-relative composite, not a CAMELS rating and not investment advice; figures are quarter-end point-in-time and restatements revise history; compare within asset_tier for the fairest peers. commercial_use = yes (U.S. federal public data; attribution to the FDIC required). Sample use: order by tier_rank within asset_tier = 'community' for the healthiest small banks, or filter watch_flag = 1 for banks tripping any risk flag.

Source: Federal Deposit Insurance Corporation (FDIC) BankFind
Rows: 4,313
Columns: 34
Source cadence: Quarterly
Last refreshed: Sep 25, 2026
Theme: finance

Column	Type	Description
as_of	string	Quarter-end date of the Call Report snapshot (day granularity).
quarter	string	Reporting quarter label (YYYY-QN).
cert	integer	FDIC certificate number — the unique, stable identifier assigned to each insured institution.
bank_name	string	Legal name of the insured institution.
city	string	City of the institution's main office.
state_code	string	Two-letter US state/territory code (STALP).
state_name	string	State name from the FDIC institution registry (null when the registry row is absent).
country_code	string	ISO alpha-3 country code (always USA).
charter_class	string	FDIC charter class code (N = national bank, NM = state nonmember, SA = savings association, SM = state member, OI = insured branch).
asset_usd_millions	float	Total assets in USD millions (FDIC reports thousands; divided by 1000). (unit: USD millions)
deposits_usd_millions	float	Total deposits in USD millions (FDIC reports thousands). (unit: USD millions)
domestic_deposits_usd_millions	float	Domestic deposits in USD millions (FDIC thousands). (unit: USD millions)
equity_usd_millions	float	Total equity capital in USD millions (FDIC reports thousands). (unit: USD millions)
net_income_usd_millions	float	Quarterly net income in USD millions (FDIC reports thousands). (unit: USD millions)
equity_ratio	float	Total equity / total assets (capital cushion). (unit: ratio)
roa_pct	float	Return on assets, percent (FDIC-reported). (unit: percent)
roe_pct	float	Return on equity, percent (FDIC-reported). (unit: percent)
nim_pct	float	Net interest margin, percent (FDIC-reported). (unit: percent)
efficiency_ratio	float	Noninterest expense / revenue, percent (FDIC-reported; lower is better). (unit: percent)
core_deposit_ratio	float	Core deposits / total deposits (stable funding share). (unit: ratio)
asset_tier	string	Closed asset taxonomy: community (<$1B), regional ($1B-$10B), large ($10B-$100B), mega (>=$100B).
latitude	float	Main-office latitude from the FDIC registry. (unit: degrees)
longitude	float	Main-office longitude from the FDIC registry. (unit: degrees)
health_score	float	Documented 0-100 peer-relative composite (see connector docstring). (unit: 0-100)
health_rank	integer	Overall rank of health_score, 1 = healthiest.
tier_rank	integer	health_score rank within the asset tier.
health_percentile	string	100 * (1 - (health_rank - 1) / n_scored); 100.0 for the top bank. (unit: percent)
low_capital_flag	integer	1 when equity_ratio < 0.08 (8%).
negative_earnings_flag	integer	1 when roa_pct < 0.
high_cost_flag	integer	1 when efficiency_ratio > 75.
watch_flag	integer	1 when any of the three risk flags trips.
data_gap_flag	integer	1 when any health-score input is missing; score and ranks are honest nulls.
fdic_url	string	Per-row provenance link to the FDIC BankFind page.
row_hash	string	Deterministic 16-hex SHA-256 over the content columns.

First 10 sample rows — a preview, not the complete dataset.

as_of	quarter	cert	bank_name	city	state_code	state_name	country_code	charter_class	asset_usd_millions	deposits_usd_millions	domestic_deposits_usd_millions	equity_usd_millions	net_income_usd_millions	equity_ratio	roa_pct	roe_pct	nim_pct	efficiency_ratio	core_deposit_ratio	asset_tier	latitude	longitude	health_score	health_rank	tier_rank	health_percentile	low_capital_flag	watch_flag	fdic_url	row_hash
2026-06-30	2026-Q2	14	STATE STREET BANK&TRUST CO	BOSTON	MA	Massachusetts	USA	SM	412,620	326,247	242,086	29,172	1,875	0.071	0.97	12.96	1.236	66.124	0.693	mega	42.363	-71.06	32.34	3,873	30	9.85	1	1	https://banks.data.fdic.gov/bankfind-suite/bankfind/details/14	e01f8f845c4b091e
2026-06-30	2026-Q2	35	AUBURNBANK	AUBURN	AL	Alabama	USA	SM	1,085.002	990.462	990.462	90.881	4.609	0.084	0.884	10.15	3.31	68.211	0.917	regional	32.607	-85.48	34.83	3,392	714	21.05	0	0	https://banks.data.fdic.gov/bankfind-suite/bankfind/details/35	4a0d8078f3ed8d97
2026-06-30	2026-Q2	39	ROBERTSON BANKING CO	DEMOPOLIS	AL	Alabama	USA	NM	462.662	399.516	399.516	51.053	4.784	0.11	2.041	19.34	4.29	52.381	0.928	community	32.518	-87.837	42.97	615	492	85.7	0	0	https://banks.data.fdic.gov/bankfind-suite/bankfind/details/39	63175c8ed406ad26
2026-06-30	2026-Q2	41	PHENIX-GIRARD BANK	PHENIX CITY	AL	Alabama	USA	NM	342.259	323.551	323.551	8.96	1.794	0.026	1.044	43.88	2.831	65.129	0.998	community	32.47	-85.004	42.74	664	533	84.56	1	1	https://banks.data.fdic.gov/bankfind-suite/bankfind/details/41	3b8d615c9ad3710f
2026-06-30	2026-Q2	49	BANK OF EVERGREEN	EVERGREEN	AL	Alabama	USA	NM	78.111	68.562	68.562	9.092	0.259	0.116	0.671	5.76	3.371	73.779	0.906	community	31.433	-86.956	33.95	3,600	2,705	16.2	0	0	https://banks.data.fdic.gov/bankfind-suite/bankfind/details/49	8c559577f741fbd3
2026-06-30	2026-Q2	50	COMMUNITY SPIRIT BANK	RED BAY	AL	Alabama	USA	NM	228.823	205.693	205.693	18.507	1.559	0.081	1.387	17.21	4.755	66.724	0.802	community	34.442	-88.145	41.01	1,056	847	75.44	0	0	https://banks.data.fdic.gov/bankfind-suite/bankfind/details/50	58913ff26d2e27e2
2026-06-30	2026-Q2	51	BANK OF VERNON	VERNON	AL	Alabama	USA	NM	445.356	373.643	373.643	70.062	2.717	0.157	1.266	7.88	4.786	48.106	0.895	community	33.761	-88.109	39.78	1,456	1,167	66.12	0	0	https://banks.data.fdic.gov/bankfind-suite/bankfind/details/51	508d93100017d2e2
2026-06-30	2026-Q2	52	CITIZENS BANK OF WINFIELD	WINFIELD	AL	Alabama	USA	NM	301.26	215.178	215.178	29.363	0.636	0.097	0.429	4.56	2.776	66.842	0.715	community	33.93	-87.814	31.37	3,998	2,996	6.94	0	0	https://banks.data.fdic.gov/bankfind-suite/bankfind/details/52	c78884be732d4a3a
2026-06-30	2026-Q2	54	EXCHANGE BANK OF ALABAMA	ALTOONA	AL	Alabama	USA	NM	392.537	336.397	336.397	53.03	2.388	0.135	1.214	9.18	3.88	60.945	0.887	community	34.025	-86.326	37.73	2,306	1,786	46.33	0	0	https://banks.data.fdic.gov/bankfind-suite/bankfind/details/54	d645268551c67883
2026-06-30	2026-Q2	58	UNITED BANK	ATMORE	AL	Alabama	USA	NM	1,480.601	1,224.41	1,224.41	221.077	9.542	0.149	1.307	8.81	4.475	62.729	0.909	regional	31.024	-87.492	39.33	1,624	285	62.21	0	0	https://banks.data.fdic.gov/bankfind-suite/bankfind/details/58	6e3459838ea04e4e

Sep 25, 2026Current
20260925T212154Z-ff6c54313016 · sha256 ff6c54313016…
4,313 rows · first snapshot

Point any LLM at the metadata endpoint — the documentation above is machine-readable too (JSON-LD + Croissant).

cURL

curl "https://datazimuts.com/v1/datasets/fdic_bank_health/fdic_bank_health_quarterly" | jq '{title, rows, columns_count, license}'

Python

import requests

ds = requests.get("https://datazimuts.com/v1/datasets/fdic_bank_health/fdic_bank_health_quarterly").json()
print(ds["title"], ds["rows"], "rows")

# Sample rows for an LLM context window
for row in ds.get("sample_rows", [])[:5]:
    print(row)

API endpoint: https://datazimuts.com/v1/datasets/fdic_bank_health/fdic_bank_health_quarterly

Tip: fetch /llms.txt for the full machine-readable catalog.

Where this data comes from and what was made from it. Other people's work shows as counts; only shared projects are named.

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Pinned to snapshot 20260925T212154Z-ff6c54313016 and its content hash, so readers get exactly the data you used.

APA

Federal Deposit Insurance Corporation (FDIC) BankFind. (2026). FDIC-insured US banks: quarterly financial health intelligence [Data set, snapshot 20260925T212154Z-ff6c54313016, sha256 ff6c54313016]. Datazimuts. Retrieved 2026-09-26, from https://datazimuts.com/en/datasets/fdic_bank_health/fdic_bank_health_quarterly?snapshot=20260925T212154Z-ff6c54313016

BibTeX

@misc{dz_fdic_bank_health_fdic_bank_health_quarte_ff6c5431,
  title        = {{FDIC-insured US banks: quarterly financial health intelligence}},
  author       = {{Federal Deposit Insurance Corporation (FDIC) BankFind}},
  year         = {2026},
  publisher    = {Datazimuts},
  howpublished = {\url{https://datazimuts.com/en/datasets/fdic_bank_health/fdic_bank_health_quarterly?snapshot=20260925T212154Z-ff6c54313016}},
  note         = {Snapshot 20260925T212154Z-ff6c54313016, sha256 ff6c54313016a45a66bdf7f86e38fda878f812b0f4af430c6cae9f29b9cc5c05; accessed 2026-09-26}
}

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