Bank of Canada consumer expectations (quarterly)

Name: Bank of Canada consumer expectations (quarterly)
Creator: Bank of Canada
License: https://www.bankofcanada.ca/terms/
Keywords: canada, sentiment, consumer-sentiment, quarterly, macroeconomics, central-bank, inflation, signals

Commercial use OKFresh

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Quarterly Canadian consumer-sentiment intelligence from the Bank of Canada Canadian Survey of Consumer Expectations (CSCE, keyless Valet web service): a quarter x indicator long panel of perceived and expected inflation (current, 1/2/5-year), expected and perceived wage growth, job-loss/leave/find probabilities, expected household income and spending growth, expected interest rates 1/2/5 years ahead, plus two derived indicators (expected real wage growth; spending-income growth gap) — with quarter-over-quarter and year-over-year momentum, 10-year percentile ranks and record flags, and a documented 0-100 consumer-sentiment score with its momentum. 2014Q4 onward. Caveats: the Valet master group trails the Bank's quarterly CSCE publication by about one release; survey values are share-weighted percentages as published. Bank of Canada website content may be freely reused with attribution (commercial_use=yes); source: Bank of Canada.

Source: Bank of Canada
Rows: 749
Columns: 17
Source cadence: Quarterly
Last refreshed: Sep 30, 2026
Theme: economy

Column	Type	Description
quarter	string	Reference quarter, YYYY-QN. The panel starts 2014Q4 (CSCE survey launch); the latest quarter is the latest quarter published in the Valet CSCE master group (which trails the Bank's quarterly CSCE publication by about one release). Join key with indicator_code. (unit: quarter)
country_code	string	ISO alpha-3 country code (CAN for every row). (unit: ISO 3166-1 alpha-3)
indicator_code	string	Stable machine key for the indicator (e.g. infl_expect_1y, prob_lose_job, real_wage_expectation, spending_income_gap). Join key with quarter.
indicator_label	string	Human-readable indicator name.
indicator_family	string	Indicator family: inflation_expectations, wages, labor_market, income_spending, interest_rates, or derived.
indicator_question	string	The CSCE survey question (or derivation rule) behind the indicator, paraphrased from the Valet seriesDetail.
value	float	Published value in the indicator's native unit: survey percentages for inflation/wage/income/spending/rate expectations, mean percent chances for the job probabilities, percentage points for the two derived difference indicators. Only published (quarter, indicator) cells appear — nothing is interpolated. (unit: native unit (see unit))
unit	string	Native unit of value: 'percent', 'percent chance', or 'percentage points'.
qoq_change	float	Quarter-over-quarter change of value, in the indicator's native units. Null at each indicator's launch quarter — never interpolated. (unit: native units)
yoy_change	float	Change of value vs 4 quarters earlier, in the indicator's native units. Null where the 4-quarter lag is unpublished. (unit: native units)
pctile_10y	float	Percentile of value within its trailing 40-quarter window (inclusive), minimum 20 observations: 100*(rank-1)/(n-1), average ranks, ascending — a high percentile means a hot reading for that indicator. Null before the 20-observation gate. (unit: percentile)
record_high_10y_flag	integer	1 when value equals the trailing-40-quarter maximum (inclusive, minimum 20 observations). (unit: binary)
record_low_10y_flag	integer	1 when value equals the trailing-40-quarter minimum (inclusive, minimum 20 observations). (unit: binary)
csce_consumer_sentiment_score	float	Documented 0-100 consumer-sentiment composite: the mean of six direction-aligned components (expected spending growth, expected income growth, expected wage growth, job-finding probability aligned positive; 1-year inflation expectations and job-loss probability aligned negative by 1 - minmax), each min-maxed over its full published history (degenerate histories score neutral 0.5), times 100. Null when fewer than 4 of the 6 components are published that quarter. Higher = stronger consumer sentiment. (unit: 0-100 score)
sentiment_score_qoq_pts	float	Quarter-over-quarter change of csce_consumer_sentiment_score, in score points. (unit: score points)
valet_series_id	string	Valet series id behind the indicator (e.g. CES_C1_SHORT_TERM, CES_C4_LOSE_JOB), or DERIVED:<code> for the two derived indicators.
row_hash	string	Deterministic 16-hex row hash of indicator_code + quarter (idempotency).

First 10 sample rows — a preview, not the complete dataset.

quarter	country_code	indicator_code	indicator_label	indicator_family	indicator_question	value	unit	qoq_change	yoy_change	pctile_10y	csce_consumer_sentiment_score	sentiment_score_qoq_pts	valet_series_id	row_hash
2014-Q4	CAN	infl_perceived	Perceived current inflation	inflation_expectations	What do you think the rate of inflation (deflation) was over the last 12 months?	2.41	percent	—	—	—	64.026	—	CES_C1_PERCEPTIONS	0efb3c539b7d09f7
2014-Q4	CAN	infl_expect_1y	1-year-ahead inflation expectations	inflation_expectations	What do you expect the rate of inflation (deflation) to be over the next 12 months?	2.91	percent	—	—	—	64.026	—	CES_C1_SHORT_TERM	f77813a0d925749f
2014-Q4	CAN	infl_expect_2y	2-year-ahead inflation expectations	inflation_expectations	What do you expect the rate of inflation (deflation) to be two years from now?	3.03	percent	—	—	—	64.026	—	CES_C1_MID_TERM	a95c2d8e5af784b9
2014-Q4	CAN	wage_growth_expected	Expected wage growth, next 12 months	wages	By about what percent do you expect your earnings to have increased (decreased) over the next 12 months?	2.09	percent	—	—	—	64.026	—	CES_C3_NEXT_12	d616ec90047fe487
2014-Q4	CAN	prob_lose_job	Probability of losing job, next 12 months	labor_market	What do you think is the percent chance that you will lose your job during the next 12 months?	5.35	percent chance	—	—	—	64.026	—	CES_C4_LOSE_JOB	553f1c707a1b106a
2014-Q4	CAN	prob_leave_job	Probability of leaving job voluntarily, next 12 months	labor_market	What do you think is the percent chance that you will leave your job voluntarily during the next 12 months?	5.5	percent chance	—	—	—	64.026	—	CES_C4_LEAVE_JOB	536a9729d943a71b
2014-Q4	CAN	prob_find_job	Probability of finding a job if the main job is lost	labor_market	What do you think is the percent chance that you would find a job within the next 3 months if you lost your main job this month?	49.39	percent chance	—	—	—	64.026	—	CES_C4_FIND_JOB	58bc072d3be0fc40
2014-Q4	CAN	income_growth_expected	Expected household income growth, next 12 months	income_spending	Over the next 12 months, by about what percent do you expect your total household income to increase (decrease)?	2.13	percent	—	—	—	64.026	—	CES_C5_INCOME	89835f245e340adf
2014-Q4	CAN	spending_growth_expected	Expected household spending growth, next 12 months	income_spending	Over the next 12 months, by about what percent do you expect the total spending of all members of your household to increase (decrease)?	2.8	percent	—	—	—	64.026	—	CES_C5_SPENDING	9952da4d6d717781
2014-Q4	CAN	rate_expect_1y	Expected interest rates, 1 year ahead	interest_rates	At what level do you think interest rates on things such as mortgages, bank loans and savings will be one year from now?	4.04	percent	—	—	—	64.026	—	CES_C6_ONE_YEAR	56c85fbe00c4ea70

Profiled Sep 30, 2026 from snapshot 20260930T110016Z-8c8c23caadff

Measured

Completeness: 96.9%
Rows: 749
Columns: 17
Columns with gaps: 4

Column	Missing	Distinct	Range	Distribution
quartervarchar	0%	40	—	2015-Q216 2015-Q316 2015-Q416
country_codevarchar	0%	1	—	CAN749
indicator_codevarchar	0%	17	—	income_growth_expected47 infl_expect_1y47 infl_expect_2y47
indicator_labelvarchar	0%	17	—	1-year-ahead inflation expectations47 2-year-ahead inflation expectations47 Expected household income growth, next 12 months47
indicator_familyvarchar	0%	5	—	inflation_expectations186 interest_rates141 labor_market141
indicator_questionvarchar	0%	16	—	At what level do you think interest rates on things such as mortgages, bank loans and savings will be five years from no47 At what level do you think interest rates on things such as mortgages, bank loans and savings will be one year from now?47 At what level do you think interest rates on things such as mortgages, bank loans and savings will be two years from now47
valuedouble	0%	463	-4.7 → 51.87median 3.23	16 outside 1st–99th percentile
unitvarchar	0%	3	—	percent514 percent chance141 percentage points94
qoq_changedouble	2.1%	492	-12.45 → 12.66median 0	16 outside 1st–99th percentile
yoy_changedouble	8.5%	492	-9.4 → 11.07median 0.03	14 outside 1st–99th percentile
pctile_10ydouble	40.6%	235	0 → 100median 70.51
record_high_10y_flagbigint	0%	2	0 → 1median 0
record_low_10y_flagbigint	0%	2	0 → 1median 0
csce_consumer_sentiment_scoredouble	0%	44	24.59 → 82.83median 58.58	32 outside 1st–99th percentile
sentiment_score_qoq_ptsdouble	1.9%	43	-35.38 → 20.34median 0.5809
valet_series_idvarchar	0%	15	—	CES_C1_MID_TERM47 CES_C1_PERCEPTIONS47 CES_C1_SHORT_TERM47
row_hashvarchar	0%	669	—	00a25a04b4a463fa1 00af8f3292b0bc711 00cb864cb180cd591

Point any LLM at the metadata endpoint — the documentation above is machine-readable too (JSON-LD + Croissant).

cURL

curl "https://datazimuts.com/v1/datasets/boc_csce_sentiment_intel/csce_consumer_sentiment_quarterly" | jq '{title, rows, columns_count, license}'

Python

import requests

ds = requests.get("https://datazimuts.com/v1/datasets/boc_csce_sentiment_intel/csce_consumer_sentiment_quarterly").json()
print(ds["title"], ds["rows"], "rows")

# Sample rows for an LLM context window
for row in ds.get("sample_rows", [])[:5]:
    print(row)

API endpoint: https://datazimuts.com/v1/datasets/boc_csce_sentiment_intel/csce_consumer_sentiment_quarterly

Tip: fetch /llms.txt for the full machine-readable catalog.

Cite this snapshot

Pinned to snapshot 20260930T110016Z-8c8c23caadff and its content hash, so readers get exactly the data you used.

APA

Bank of Canada. (2026). Bank of Canada consumer expectations (quarterly) [Data set, snapshot 20260930T110016Z-8c8c23caadff, sha256 8c8c23caadff]. Datazimuts. Retrieved 2026-09-30, from https://datazimuts.com/en/datasets/boc_csce_sentiment_intel/csce_consumer_sentiment_quarterly?snapshot=20260930T110016Z-8c8c23caadff

BibTeX

@misc{dz_boc_csce_sentiment_intel_csce_consumer_s_8c8c23ca,
  title        = {{Bank of Canada consumer expectations (quarterly)}},
  author       = {{Bank of Canada}},
  year         = {2026},
  publisher    = {Datazimuts},
  howpublished = {\url{https://datazimuts.com/en/datasets/boc_csce_sentiment_intel/csce_consumer_sentiment_quarterly?snapshot=20260930T110016Z-8c8c23caadff}},
  note         = {Snapshot 20260930T110016Z-8c8c23caadff, sha256 8c8c23caadff73a208f01962e5bae0d4cc5cc4c5e37ba3ab6a69a15bc9e7f437; accessed 2026-09-30}
}

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Bank of Canada consumer expectations (quarterly)

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